Privacy

https://best-loans.co.za/Privacy

Our approach to data protection

We are aware of the importance of maintaining the confidentiality of Personal Information (“PI”) received from our Internet users and members of the portal.

We collect personal information from you in various ways, for example, while participating in contests, advertisements, products or services with us, comments or other correspondence. All aspects of our privacy policy are referred to as “individuals”. The personal information we collect from you may include your contact details, shopping habits, opinions, product preferences, transaction information, or any other information that could lead to your identification.

We are committed to ensuring that personal information is honest and invisible. We comply with the Personal Information Protection Act regarding the collection, storage, use and disclosure of personal information (1988) and the National Privacy Policy (“NPP”) in response to requests for access and / or rectification. This policy sets out how we process your personal information and what rights and obligations we have in relation to that information.

This policy may change from time to time, so it is best to read it at any time if you provide us with your personal information. By using our website or providing personal information, you agree to the terms of this privacy policy and agree that your personal information will be used in accordance with this policy. Use of personal information not covered by this policy will be disclosed at any time and your consent will be obtained to the fullest extent possible.

In some cases, we may advertise or otherwise act with our own privacy policy.

Your Permission

By using our website, you agree to the collection and use of personal information associated with the portal.

Collection of your Information

We collect personal information about people in a variety of ways, including:

  • Subscription to the newsletters by email;
  • When you contact us;
  • Leaving a business card to one of our employees;
  • If you write, call to us and leave your details;
  • If you are in one of the contact lists of employees or company;
  • When we officially work with you or your business.

We may retain your information when you contact us, but we will not use your information without your permission and will not share it with third parties. We do not sell mailing lists or contacts. We want to use the personal information we collect when we contact you or when we believe it may be of interest to you.

Collection of your Information through this Site

We usually only collect personal information when a user voluntarily submits it from this website.

When you upload or download information from this website, our provider records your visit and records some or all of the following information:

  • Your internet addresses;
  • Your domain name, if possible;
  • Time and date of the site visit.

Our internet service provider also collects information such as the pages our users enter, the documents they download, links to other websites that enter or leave our website, and the type of browser they use. However, this information is only used for anonymous and statistical purposes and for the development of the site. We will not attempt to identify you or your online activity, except for investigations, and law enforcement agencies may require checking our provider’s logs.

Competition

If you provide us with personal information regarding the contest, we will use that information to contact you about the contest and this privacy policy.

Depending on the type of competition or offer, we will ask you for personal information such as your name, address, email address, age, phone numbers and / or gender. Sometimes we may request additional information as part of a specific competition.

Personal information collected during the competition be governed by the terms of this Privacy Policy, unless otherwise provided in the withdrawal terms or other privacy policies.

Consequences of Non-Provision of Personal Data

In accordance with our national data protection guidelines, you can contact us anonymously whenever possible. However, without providing personal information upon request, we cannot provide you with the full range of services. For example, providing incomplete information may result in loss of the application.

The Type of Information we Can Store for you

We only store information about you that is relevant to our relationship with you. In general, the personal information we store includes (where possible) your name, contact details and correspondence records.

If our relationship with you is not limited to users of the website or members of our portal, we may collect other information we deem necessary in such circumstances as the types of products and services you offer, the prices you provide, your credit and payment information, type of business and bank statements.

Confidential Information

Confidential information includes information about your race or ethnicity, political views, religious or philosophical beliefs, trade union membership, or information about your health, disability, sexual activity, or orientation. We rarely ask for confidential information, but we may do so from time to time, for example through a competition, promotion or survey. We will not ask for confidential information if:

  • we have your consent;
  • the collection of information is expressly permitted by law;
  • collection is necessary to reduce a serious or imminent threat to human health or safety; or
  • the collection of information is necessary to approve, defend or defend a claim.

How we Use and Disclose your Information

We use your information to offer and advertise our services to you and to improve and develop our relationship with you.

We may from time to time share your information with service providers, agents, contractors and strategic partners to help us provide and sell our services to you. In this case, we usually ask these parties to protect your data in the same way that we do.

We may share your personal information with third parties if required by law or if we sincerely believe that such a measure is necessary to:

  • Follow the law or follow the legal procedure on our website;
  • Protect the rights or property of our organization.

Who do we Share Personal Information with?

  • Credit institutions (for example, by filling in the lender’s request with the information you have provided):
  • For our business purposes, our independent service providers (some of which may be overseas in the US and Europe) will only disclose information in accordance with our privacy policy. We take reasonable steps to ensure that the servers of foreign service providers can be used to store information;
  • Businesses and service providers may from time to time provide information about their products and services by e-mail. You can opt out of this marketing at any time by subscribing to organizations that receive direct information. If you do not have the details, you can request them below;
  • any organization that has contacted us, including a financial advisor, broker, lawyer or accountant;
  • branches and other organizations;
  • if we deem it necessary to comply with the terms of the agreement with you;
  • subcontractors who offer license fees, credit card payments, and CRM services follow our privacy and security policies;
  • if we sell our business or part of it to a third party;
  • in extreme conditions to protect the personal safety of customers, users of websites, private or public;
  • law enforcement, regulatory and government agencies, government agencies and courts in accordance with the law;
  • to analyze our site visitors and use them to improve our services;
  • if you would like to receive press releases, special offers, contests and scientific questions from our portal, contact us by email;
  • to facilitate communication with third parties when providing your consent as part of the service;
  • as part of the service, individually and collectively, we collect and provide customer feedback;
  • to advertise and provide information about us, our services and special offers;
  • to give third parties information that they can give you relevant advertising;
  • to perform the administrative and operational functions of the resource;
  • to provide research services to our customers;
  • to answer the questions;
  • to provide internal accounting and management.

Relationships with Third Parties

Our portal may contain links to websites operated by third parties over which we have no influence. The information placed on these websites do not apply to this privacy policy. All information posted on third-party sites is subject to the privacy policies of each website. Links to Third Party Websites do not endorse the content, policies and practices of our website, and we are not responsible for the content, practices and policies of third parties even if the party website has an “Apply Now” link or a similar button. We encourage you to read the privacy policies of third-party sites, as this privacy policy may differ from our privacy policy.

Use of Cookies

A cookie is a small message that our web server sends to a web browser. The browser saves the message in a text file and the message is sent to the server each time the server requests a page.

We only use cookies for this site. We use cookies to enable you to activate certain functions of our portal. We may use cookies to accurately measure usage sessions and get a clear idea of ​​which parts of our websites drive traffic. We may use cookies to improve the functionality of our website.

If this site uses cookies, they are used to display information about your visit through a unique identifier or on the site. They are used to differentiate your browser from thousands of other browsers. This website does not store personal data in cookies, such as email addresses or other data.

Most internet browsers are configured to accept cookies. If you do not wish to receive cookies, you can change your browser settings, disable all cookies, or notify you each time a cookie is sent to your computer so that you can accept it.

The Data is Collected Automatically

If you visit the website, use the services or open our portal, we may automatically receive and record information from your computer, web browser and / or mobile device, including your IP address or the address of another device or certain information. User ID, web browser and / or device type, hardware and software settings and configurations, existing web pages or websites before or after accessing the website, pages displayed on the website, date and time of access, access to or use of the website and website services. If you use the site on a mobile device, we may collect data about the physical location of the device, such as a satellite, mobile phone repeater, or Wi-Fi signal.

Other Web Beacons and Buttons

We may use advertisements or other content on a website that uses publicly available GIF images or other forms of web beacons that allow third-party content providers to read and write cookies in your web browser. We may also use checkboxes (such as the Like or Share buttons) on Facebook that allow third parties to use cookies to collect information about the browser, even if you are not associated with the button. The information collected through web beacons and buttons is collected directly from third parties and we do not participate in the transmission of such information. In this way, the information received from third parties is governed by the Third-Party Information Collection, Use and Disclosure Policy.

Security

We take your online safety seriously. This is one way to maintain your trust in our company, as well as in our products and services. This means that we take all reasonable steps to ensure the security of your information and to implement the appropriate technologies.

However, the Internet is not a secure environment. When you use the Internet to publish information, it is sent at your own risk, including your email address.

Access

You have the right to receive personal information about us. Ask permission to access your information or if you have a privacy complaint. In some cases, we may refuse you. If so, we’ll tell you why.

Accuracy

If you believe that the information, we hold about you is inaccurate, please contact us and we will take reasonable steps to correct it.

Other Things you Need to Know about Online Privacy

Remember to close your browser when you end your user session. This is to prevent other users from accessing your personal information and correspondence when you share your computer with someone else or use a computer in public places such as a library or Internet cafe. As an individual, you are responsible for the security and access to your computer.

When you voluntarily disclose personal information online, that information may be collected and used by others. In short, if you post personal information in publicly available online forums, you may receive unsolicited messages from other countries in return. Ultimately, you are solely responsible for maintaining the confidentiality of your username and password, as well as all account information. Be careful and responsible when using the internet.

How do I Update this Policy?

We may change this privacy policy from time to time. We will take reasonable steps to notify you when we make significant changes to this policy by posting pending news on this site. The current version is always published on this page.

Contact us

If you have any doubts or complaints about the way we collect or process your personal data, please contact our data protection officer. We will review your complaint and send it to you within 30 days.

If you would like more information about how we work with your data or our approach to data protection, please contact us.

Please note that we reserve the right not to respond to messages sent by you and to block their use if the respondent correctly establishes that your message is spam under the Spam Act 2003 (Cth). We have the right to block the IP address from which the spam originates and reserves the right to claim damages in accordance with applicable law.

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