There are several strategies you can take to pay off your debt earlier:
There are online loans specially designed for South Africans with bad credit, but they are generally more expensive than regular unsecured personal loan. Even if you are blacklisted, you can apply for a loan if you can prove that you can afford the payment or, conversely, you can make a deposit.
Credit Check and Credit Expert are easy-to-use online portals that provide all South Africans with the correct South African ID number, free credit reports and free credit scores through detailed personal credit reports.
When you first use your credit report, My Credit Verification and My Credit Specialist will help you understand your credit information, how to manage your accounts, manage your credit, and improve your credit profile.
Here are some tips on how to improve your credit rating in 2021:
There are a number of reasons for rejection:
When you refinance a loan, you get a new one, not an old one. When you have the same amount of debt, you may be wondering what the difference in refinancing is, but it can be very helpful in the following situations:
Applying does NOT affect your credit score!
No credit check to apply.