RCS Loans Review

Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 0800 205 097
Monday - Friday 08:30 - 16:30

RCS is a consumer finance company that offers a range of financial products under its own name and in association with retailers across South Africa, Namibia and Botswana. Its two primary business areas are cards and loans.

Its products are convenient and affordable and the premiums are reasonable. Customers can use these loans for any purpose, such as buying new appliances or paying off debts.

Loan parameters
  • Loan amount
    R2,000 – R250,000
  • Interest
  • Term
    12 – 60 months
  • Age
    18+ years

Requirements for RCS Loans

RCS Loans South Africa is a consumer lender that offers a variety of financial services. Its products include store cards, cash loans, and insurance products. Its loans are available to people with a wide range of credit profiles, including those with bad credit. The company offers a simple application process and competitive terms.

RCS’s aim is to improve customers’ lifestyles by pioneering easily accessible credit. This is accomplished by combining creative solutions with exceptional service and convenience. RCS also strives to support communities by promoting and encouraging healthy living and education.

Its products and services are offered under its own brand name and in association with leading retailers in South Africa, Namibia, and Botswana. These retail outlets are known as its channel partners. The business operates under a licensed financial services provider (LSP) license and has an NCRCP number of 38/FSP 44481.

In addition to its loan offerings, RCS also offers a store card that can be used in over 30 000 stores in South Africa. The card allows customers to access credit at these retailers and makes it easy for them to purchase items they would otherwise not have been able to afford.

Moreover, the RCS store card is a great way to manage debt, as it provides flexible repayment terms that allow you to repay your debt over time. This helps you to reduce your overall debt and avoid bankruptcy. Furthermore, it has the added benefit of giving you better credit history. It can help you get more credit in the future, which can lead to lower interest rates and improved borrowing options.

Benefits of RCS Loans

RCS loans offer a number of benefits for customers. These include flexible loan amounts and terms, quick turnaround times, and low interest rates. RCS also provides credit insurance, which helps protect customers against financial losses. The company is an independent provider of consumer finance, and offers products under its own brand name as well as in association with leading retailers across South Africa, Namibia, and Botswana.

The company was founded with the goal of providing innovative financial solutions to underserved communities. Its business model focuses on delivering value and convenience through retail partnerships, which allow it to reach more consumers and provide them with the tools they need to succeed. Its products are designed to meet the specific needs of different communities, and they are backed by a team of experienced professionals.

Those seeking financial services often have unique requirements. For example, they may require funds to cover the purchase of a vehicle or home, or to finance an educational background or a new piece of equipment. In addition, they may require money for personal emergencies or other urgent requirements. In these instances, they will turn to a lender for help. The lender will then assess the applicant’s eligibility and provide a loan that fits their needs.

As a result of these efforts, many households have opted to take out short-term loans with an RCS MFI to satisfy their needs. These loans are a great alternative to longer-term loans and can be used to cover a wide range of expenses. These loans are also easier to obtain than traditional loans, and can be approved in just a few minutes. Once the application is completed, the borrower can receive their funds within a day.

RCS Loans Online

RCS is a South African-based financial services company that offers a wide range of lifestyle finance solutions. Its products include insurance products, credit cards and loans. Its loans are designed to meet the unique needs of each individual customer. The company also takes its social responsibilities seriously, supporting causes that inspire its customers.

RCS loans are unsecured loans that don’t require any collateral and are in compliance with the National Credit Act. They also offer favourable terms for repayment and fast processing times. The loans are also available online, making it easier for applicants to apply and receive the funds they need. The company offers a range of personal loans for individuals and companies, as well as small business owners.

If you’re looking for a fast, convenient and hassle-free loan experience, look no further than RCS loans. They offer a number of different lending products to meet your needs, and their rates are competitive and affordable. You can also find a local RCS office in your area to help you with the application process. The company’s offices are open from Monday to Friday from eight in the morning until five in the afternoon. You can also contact them through their website by leaving a message with your personal information.

Your comment

Fast and Easy Loans Online
Fast and Easy Loans Online
Ready? Get it only in 5 minutes!


Wayne Maluleka
I took out a loan and repaid it ahead of time. No extra interest charged
Chantal Sibanda
I ruined my credit history 10 years ago, and in the summer I urgently needed money for an operation. Relatives did not immediately have such an amount, it makes no sense to go to banks. Left an application online. And the very next day the money was in my account....
Bruce Sibisi
Online loans have saved me several times and everything has been great. Like online filing and money comes the same day after approval.
Johannes Joseph
They approved the loan to me almost immediately, everything is very fast and cool without unnecessary red tape! Thanks!! You are best!
Apply Now

Applying does NOT affect your credit score!

No credit check to apply.