SA Cash Loans

https://best-loans.co.za/SA Cash Loans
Easy to apply
5.0/5
Approval time
4.0/5
No hidden condition
4.0/5
Renewal rules
3.0/5
Service quality
4.0/5
Customer support
5.0/5
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
Optional
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 021 202 1679
Shedule 24/7 online
Mon
Tue
Wed
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SA Cash Loans is a South African lender that provides short-term loans to individuals who need quick access to cash. The lender was established in 2014 and has since become a popular choice for those in need of financial assistance. SA Cash Loans is a registered credit provider in South Africa and operates in compliance with the National Credit Act.

SA Cash Loans offers loans ranging from R500 to R150,000, with repayment terms of up to six months. The lender provides quick and easy loans to South Africans who have a stable income and a valid South African ID. The application process is entirely online, which means that borrowers can apply for a loan from the comfort of their own home or office.

Loan parameters
  • Loan amount
    R1,000 – R150,000
  • Term
    29 %
  • Interest rate
    6 - 60 months
  • Age of borrower
    18 - 65 years

Requirements for loan applying

SA Cash Loans has certain requirements that borrowers must meet in order to be eligible for a loan. The requirements include:

  1. Having a stable income: SA Cash Loans requires borrowers to have a regular income of at least R2,000 per month.
  2. Having a valid South African ID: Borrowers must be South African citizens or permanent residents with a valid South African ID.
  3. Having a bank account: Borrowers must have a bank account in their name.
  4. Being over the age of 18: Borrowers must be at least 18 years old to apply for a loan.
  5. Providing proof of income and residence: Borrowers must provide documentation to verify their income and residence, including a recent payslip and a utility bill.

Meeting these requirements is important in order to be considered for a loan with SA Cash Loans. It’s also important to note that the loan amount and repayment terms will depend on your individual circumstances, including your credit history and income. Before applying for a loan, it’s a good idea to read the terms and conditions carefully to understand the fees and charges that may be associated with your loan.

To apply for a loan with SA Cash Loans, borrowers must meet certain requirements, including having a valid email address and mobile phone number.

Loan application online in SA Cash Loans

The application process is straightforward and can be completed in a matter of minutes. Borrowers simply need to complete an online application form and provide the necessary documentation, which includes a copy of their ID, proof of income, and proof of residence. Once the loan is approved, the funds are transferred directly to the borrower’s bank account.

To get a loan from SA Cash Loans in South Africa, follow these steps:

  1. Visit the SA Cash Loans website: Start by visiting the SA Cash Loans website at www.sacashloans.co.za.
  2. Choose the loan amount: Select the loan amount you need and the repayment term that works best for you. SA Cash Loans offers loans ranging from R500 to R150,000, with repayment terms of up to six months.
  3. Complete the application form: Fill out the online application form with your personal and financial details, including your name, ID number, contact details, and employment information.
  4. Provide supporting documents: You’ll need to provide supporting documentation, including a copy of your ID, proof of income, and proof of residence.
  5. Wait for approval: Once you’ve submitted your application and supporting documents, SA Cash Loans will review your application and determine whether you qualify for a loan.
  6. Get your money: If your loan is approved, the funds will be deposited directly into your bank account within 24 hours.

SA Cash Loans for blacklisted individuals

SA Cash Loans does consider applications from individuals who are blacklisted, but the approval of the loan application will depend on several factors such as the applicant’s current financial situation and credit history.

Blacklisted individuals may have a harder time getting approved for a loan since they have a history of not meeting their financial obligations. SA Cash Loans will still require proof of income, employment, and valid identification from blacklisted individuals who apply for a loan.

If you are a blacklisted individual and are seeking a loan from SA Cash Loans, it’s important to provide as much information as possible about your current financial situation, including any measures you have taken to improve your credit score. However, it’s important to remember that approval of your loan application is not guaranteed and that SA Cash Loans will conduct an assessment of your financial situation before making a decision.

Benefits of SA Cash Loans

One of the benefits of borrowing from SA Cash Loans is that the lender provides fast and convenient access to cash. The online application process is simple and straightforward, which means that borrowers can get the money they need quickly and without hassle. Additionally, SA Cash Loans charges competitive interest rates and does not charge any hidden fees, which makes it an affordable option for those in need of financial assistance.

There are several advantages to taking out a loan with SA Cash Loans:

  1. Quick and easy application process: The application process is quick and easy and can be completed online from the comfort of your own home.
  2. Flexible loan options: SA Cash Loans offers flexible loan options to suit different needs, with loan amounts ranging from R500 to R8,000, and repayment terms of up to six months.
  3. Fast approval and disbursement: Once you’ve completed the application process, SA Cash Loans will quickly review your application and make a decision, with funds disbursed directly into your bank account within 24 hours.
  4. No collateral required: SA Cash Loans offers unsecured loans, which means you don’t need to put up any collateral to secure the loan.
  5. Consideration of blacklisted individuals: SA Cash Loans considers loan applications from individuals who may have a poor credit history or who are blacklisted.
  6. Transparent fees and charges: SA Cash Loans is transparent about its fees and charges, with all costs clearly outlined in the loan agreement.
  7. Good customer service: SA Cash Loans has a reputation for providing good customer service, with friendly and helpful staff who are available to answer any questions you may have.

These advantages make SA Cash Loans an attractive option for individuals who need quick access to funds and want a flexible loan that can be tailored to their specific needs. However, it’s important to read the terms and conditions carefully before applying for a loan to understand the fees and charges that may be associated with your loan.

Conclusion

SA Cash Loans is a reliable and trusted lender in South Africa that provides short-term loans to individuals who need quick access to cash. With a simple and straightforward online application process and competitive interest rates, SA Cash Loans is a great choice for those who need a fast and affordable loan solution.

Your comment

BS
Bradley Smit
02 November 2023
With this loan service, processing has become as convenient as possible. Very pleased with the efficiency and reliability.
A
Adam
25 October 2023
Thank you for your help in solving my financial problem. Obtaining a loan turned out to be prompt and reliable.
MG
Moses Gouws
02 July 2023
Thanks for the prompt help! Online loan issued without problems, the money came promptly. Very convenient service!
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Testimonials

Amanda Radebe
First time using this service. They quickly checked the documents and gave a loan on good terms. I recommend.
Matome Zwane
A fairly large directory of microfinance companies with online withdrawal of money to the card. They even work with salary cards, it is convenient then to give a loan with a salary
Chantal Sibanda
I ruined my credit history 10 years ago, and in the summer I urgently needed money for an operation. Relatives did not immediately have such an amount, it makes no sense to go to banks. Left an application online. And the very next day the money was in my account....
Moyo
Favorite among online loan companies. Got a loan on favorable terms. I can recommend this service.
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